Redilend Australia is a specialist provider of private non-bank property finance, business loans, caveat finance including 1st (first) and 2nd (second) mortgages.
Tax returns are not required, and your credit rating is irrelevant. Loan Amounts start from $25k up to $10-million on a case by case basis.
IF YOUR ASSET RICH BUT CASH POOR, WE CAN HELP.
✔LINES OF CREDIT
✔NO CREDIT CHECKS
✔NO TAX RETURNS
✔NO FINANCIALS REQUIRED
✔LONGER TERM PRIVATE MORTGAGES
✔SHORT TERM PRIVATE MORTGAGES
✔LOANS FROM $50K TO $10MIL
✔OVERDRAFTS – LINES OF CREDIT
✔COMMERCIAL & INDUSTRIAL
✔RURAL & RESIDENTIAL
✔VACANT LAND LOANS
✔PRE-APPROVALS IN 5MINS
✔AUSTRALIA WIDE APPROVALS
HOW MUCH CAN YOU BORROW
Loan amounts from $25k up to $10mil
WHAT YOU WILL NEED TO GET APPROVED
✓A copy of a council rates notice for your property
✓Current 1-month mortgage statement from your mortgage provider
✓100 points identification: Drivers license or Passport, Medicare Card, & Bank Keycard.
That’s your part done.
A letter of offer will be issued within 4 hours for your consideration.
To find out more call 1300 854 575 – or send us an online message for a quick response.
For all after-hours urgent enquiries please call or SMS text our finance manager on 0406 026 206
Second registered mortgages are quite handy in scenarios where a borrower already has an existing first/1st mortgage and may not want to refinance the existing home loan or mortgage facility, as it does not require the borrower to refinance or discharge their existing loan.
Other specialty loans such as short term caveat loans & bridging finance are also a popular alternative because they can provide immediate access to business capital and cash funding in situations where time is of the essence. This can be extremely useful when the need to access immediate funding cannot wait the usual extended time it would usually take to release funds from a major bank or finance company.
These types of short to mid-term loans are a popular option for many Australian’s due to the fact that they do not require the borrower to seek permission from a current lender, in specific a “caveat loan” does not need the permission from the existing lender to obtain a caveat loan, not does the existing lender have a say on who can lodge a caveat on the property. This means that it is reasonably easy to obtain a 2nd loan in addition to your current loan.
Most borrowers total reason for applying for a caveat loan in the first place is the fact that caveat loans & 2nd mortgages are much faster to access funds. Most people that have obtained specialist finance solutions in the past often say that the main reason that this style of interim finance was appealing was the fact that they were able to get the cash they needed without the usual fifty questions they were required to answer with one of the top 4 Australian banks. Additionally, the other clear hands-down advantage has been how quickly they were able to get the capital in comparison to transitional banks and finance companies.
Other reasons people may consider specialist non-bank funding may be when a property owner is asset rich but cash poor and requires money & finance to start up or expand a business, or to meet a different financial objective, and may have been told by his bank manager that he does not qualify or conform with any of their finance or credit lending policies. funding in a relatively quick period of time with minimal fuss.
Redilend Australia’s specialist non-bank private mortgages & business lending offer flexible approval terms and are relatively quick in to have equity released in any urgent business matter that requires super-fast capital in as little as 24 hours.
These funds can be used for just about any worthwhile purpose, and best of all have no cash-out restrictions that many mainstream lenders often impose.
Don’t Let The Banks Have The Last Laugh.
WHAT YOU NEED TO GET APPROVED
▪️Real-estate security in Australia
▪️A copy of a council rates notice
▪️Current 1-month mortgage statement
▪️100 points identification
▪️And that’s your part done
▪️Finance is then approved within 4hrs
For all enquiries call 1300 854 575
Alternatively, send all questions to us through our contact us page.
Specialist lending outline
PRE-APPROVED OVER THE PHONE IN 5 MINS
▪️URGENT SETTLEMENTS WITHIN 24 HOURS
▪️WE WILL BEAT ANY WRITTEN OFFER
▪️INTEREST RATES START FROM 7.95% p.a.
▪️LOAN TERMS FROM 1-MONTH UP TO 12MONTHS
▪️LONGER TERMS AVAILABLE IF REQUIRED
THERE ARE MANY LEGITIMATE & VIABLE FINANCIAL SOLUTIONS AVAILABLE TO ANY PROPERTY OWNERS THAT IS NOT AVAILABLE THROUGH A CONVENTIONAL BANK.
When The Bank’s Say NO! ~ We’ll always find a way. We will show you what the banks don’t want you to know.
DEAL WITH SOMEONE YOU CAN TRUST
We all realise that the world of business isn’t always reliable or consistent. Making things more difficult is that mainstream lenders and banks do not offer any assistance to business & individuals who don’t have financials due to being in a seasonal business or a new startup.
Other areas that a major bank may shy away from maybe the property type being offered as security, or when a large amount of unrestricted cash-out or line of credit is required.
Our products are far more flexible. We accept securities of all kinds be it rural, residential, commercial, or industrial. Furthermore, we have an unrestricted cashout policy, meaning funding can be advanced on an unlimited basis without any restrictions.
As loyal customers, we would usually expect our banks to be there to help us through the good and bad times. Unfortunately, that’s often not often the case.
What’s made it worse has been the inquest into the banking industry being played out before the royal commission has exposed that bank staff often put consumers in a worse financial position to when they first came to them.
This has caused banks to become ultra-conservative to a point that’s caused many healthy Australian businesses to go broke because the funding they used to be able to access is no longer there.
🇦🇺 – As Australians, the least we should be able to do is trust our own bank of many years to help its loyal customers through times where businesses may need basic essential services such as lines of credits, overdrafts, or redraw facilities.
Banks are meant to offer sensible & viable lending alternatives that are easy to be approved to help borrowers through times where fiscal assistance is required.
▪️If your unhappy with the service levels your receiving from your current broker or finance lender, or your gut instinct tells you they are not looking after your best interests, then it is advisable to get a 2nd opinion.
☑️If your current broker or finance lender has offered you a high-interest rate ~ but the loan has low or no upfront settlement fees, it may be advisable to get a 2nd opinion from an alternative non-bank provider as there may be lock-in clauses in the contract.
☑️If your current broker or finance lender has offered you a low-interest rate ~ but the loan has high upfront settlement fees, it may be advisable to get a 2nd quote from an alternative non-bank provider.
☑️If your current broker/lender has offered you an EXTREMELY high rate & fees, it is advisable to always seek a 2nd opinion from an alternative specialist lender.
☑️Any loan offer you seek should have a happy & fair medium which is sustainable over a longer period of time that is manageable.
We won’t ask you a million questions as to why you need the loan. As long as there is real-estate equity to be used as security, we will always find a way.
Fast Simple Approval Process.
Finance available in all Australian cities & regional locations.
Sydney NSW ~ QLD Brisbane
Melbourne VIC ~ Hobart TAS
Adelaide SA ~ Perth WA
Canberra ACT ~ Darwin NT
Terms and Conditions Apply.
Other products we provide:
Full Doc, No Doc, Low Doc, Home Loans, Private Mortgages, Business Loans, Commercial Loans, Bridging Loans, Second Mortgages, Line Of Credits, Mezzanine Finance, Short Term Caveat Loans, Local Australian & Offshore Joint Venture Equity Partners Available, Specialist Development Funding, Construction Loans, Capital and Equity Loans, Vacant Land Loans, Rural and Farm Financing, Mortgage Refinancing, Specialised Property Funding.
Should you have a different financial scenario that isn’t listed please give us a call for a private & confidential discussion. We can often still assist on a case by case basis.
For enquiries call 1300 854 575
or fill in our online contact form for a quick response.
Fast Caveat Loans Within 24-Hours
Are you asset rich but cash poor?
Do you have built up equity within property and the bank’s still won’t provide you the finance you need?
Whatever the loan purpose – We will always find a way to help!
Applicant must have equity in real estate within Australia that can be offered as security.