Do you want a mortgage or cash top-up? Do you need a loan without the requirement of providing up to date financials? Do you own a Rural property in Australia and need to refinance? Do you want to build or develop a construction site but don’t want all the red tape that can cause you stress? Do you need bridging or a short term loan for an interim period of time so you don’t miss important settlement dates? Maybe there is a reason why you can’t refinance your current mortgage? This is a common case for so many people. This product is not always suitable for all applicants, however certain instances may justify this as a logical solution. To find out if this is right one for you, please call to speak with one of our Consultants. A quick 5 min chat can clarify what options are financially viable for you and what is the most affordable product. You may still find that a 2nd mortgage may be exactly what you need due to the flexibility and easy approval process. It allows you to release the cash equity within any type of property or real estate you own within Australia, and eliminates the need to refinance your current mortgage. And as safety, your total loan will never exceed the value of your property, so you can never get yourself in over your head.
So you will owe 2 separate amounts to 2 separate lenders, but once again, depending on why you need the loan, and how soon you need it will determine if we should explore this as an option for you. Some reasons for using this product may be to get funds for business or investment purposes, to renovate or consolidate debts, start up a new business, or expand an existing business. Generally speaking, this is a very popular finance product because it is a lot easier to get approved rather than having to meet all the red tape your local bank will put you through. In many instances when clients have organised themselves, they come back to us in the future and ask us to then roll over both the 1st and 2nd debt by refinancing them back into a total 1st mortgage. The good news is that by then majority of people have sorted their financial affairs out and are no longer in a rush and now have time on their side, allowing us to switch them back into a standard cheap 1st mortgage again for the total amount.
We won’t ask you a million questions as to why you need the loan and are a lot more flexible to deal with. Our staff are real people, with real families and understand the situations people can find themselves in.
Our approval process is pretty simple. As long as you have real estate to use as security, and need the finance for any worthwhile purpose, then the loan is yours.
General Terms & Conditions Apply.
To find out more, call us today, or complete our quick online form so we can call or email you back. We are always happy to help.
Other products we provide:
Full Doc, No Doc, Low Doc, Home Loans, Private Mortgages, Business Loans, Private Mortgages, Commercial Loans, Bridging Loans, Second Mortgages, Caveat Loans, Line Of Credits, Mezzanine Lending, Short Term Finance, Joint Venture Development Funding, Construction Loans, Capital and Equity Loans, Vacant Land Funding, Rural and Farm Financing, Mortgage Refinancing, Specialised Property Loans. We are not limited to the kinds of property finance we offer. Should you need different types of financial services, give us a call or email. So long as real estate security can be offered, we will find a solution to fit.
Do you need a loan quickly?
Are you asset rich but cash poor?
Do you have equity in property and still the bank won’t give you a line of credit?
Whatever the loan is for – We can help!
Guaranteed Approval – Applicant must have equity in real estate in Australia that can be offered as security.