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Farm & Rural Mortgages

 

Do you Redilend Australia specialises in the purchase or refinance of income producing farms, land banking loans, as well as rural zoned acreage & property.

We can assist a variety of different clients be it large land acquisitions or just a rural/residential small hobby or lifestyle farm.

Redilend also assist borrowers that also own residential houses in regional locations right across Australia with commercial and business loans that want to raise working capital to start up or expand a new or exisiting business who require funding to purchase new property, land and stock opportunities, including the purchase of new or used plant and equipment.

We provide unrestricted cash flow lending that can be used as a a float and liquidity be it to start up or expand a business.

Regardless what type of mortgage lending or commercial finance that is needed, as long as there is equity in property or real-estate that can be used as security, we will always find a way to help when the bank’s say no.

Farm and; Rural Mortgages

Redilend Australia has been providing specialist financial services for over 20 years.
Our management team understand the agricultural and lending needs within the rural and agricultural industry and can underwrite specialist finance products suitable in almost all lending scenarios.

We also understand that there is no one customer that has identical needs. Each application received is allocated with a specialist finance manager that understands the entire 360°-degree requirements applicable within rural, angri lending, and income producing commercial land loans.

Our specialist finance managers have been tailoring specialist business loans to suit a vast array of non-bank property finance requirements. Our finance managers have a combined 50-years experience underwriting the needs of rural applicants.

Some applicants may want to refinance an existing farm, raise business capital, purchase stock, and anything in between. Funding can also be organised to pay creditors, ATO debts or defaults, mortgage arrears. These products can be approved without the need of tax returns or financials, and best of all credit ratings are irrelevant.

We genuinely understand our borrowers needs applying sensible and viable solutions.

We have a special respect for people living and trading on the land.
We understand the sensitive nature that many on the land experience, and understand it can be a very emotional and trying time for Australian farmers.
We will always do everything possible to provide financial assistance be it through the use of a short or long term loan.
An important point of comfort is that all discussions are private and confidential. We want our client’s to feel safe to tell us their entire situation knowing they have our trust and that all discussions bare 100% confidential.
Our specialist finance managers will look after your financial needs in confidence and in the best financial interests of our respective customers.

Loan to value ratios start from 50% up to 90% LVR depending on property size, location, and valuation report.

our application is no different to applying for a standard home loan or mortgage, the only difference is that the terms fees and conditions of rural mortgages may vary depending or location and finance requirements.

We always recommend customers considering finance to seek independent financial and legal advice before deciding what’s right for them.

Should customers have any questions that have not been covered on this page, please call us on 1300 854 575 or send us an email via our contact us page for a quick response.

Rural Financial Services

  • Purchase Of New Land/Real-Estate Acreage
  • Refinance Of Existing Rural Properties
  • Equity Access & Lines Of Credits
  • Emergency 2nd Mortgage Cash Out
  • Capital For Business Expansion
  • Cash Flow Assistance For Drought Stricken Farmers
  • Debt Consolidation
  • Construction Loans
  • Purchase Or Improve Property
  • Hobby Farm & Lifestyle Home Loan Mortgages
  • Cash For Stock & Trade Purchase
  • All Types Of Commercial Agriculture Mortgages
  • Loans Structured To Suit You
  • The are many other examples where we help Australians everyday. We will look at any worth while farming or commercial transaction on the viability and available equity. (We are always happy to help no matter what part of Australia you are located.

Our rural products are not limited to one part of Australia. We cover the whole country including NSW, VIC, QLD, WA, SA, ACT, TAS, NT on case by case basis.

Redilend Australia is an all Australian Financial Services company offering a variety of other financial packages such as property acquisitions, business expansion finance, property development finance, bank loans for properties being purchased, mortgage restructuring, business capital raising, off farm investment funding, and housing mortgages. We wont ask you a million questions as to why you need the loan. As long as you have equity within real-estate or land that can be used as security, we will always find a way.

Funding can be arranged from a variety of lenders including Banks, Building Societies, Credit Unions, Non Bank Lenders, and even Private Investor Funding for trickier situations.

To find out more call 1300 854 575. Alternatively complete our online and we will call you within 60mins to discuss the best available options for you.

Other products we provide:

Full Doc, No Doc, Low Doc, Home Loans, Private Mortgages, Business Loans, Private, Mortgages, Commercial Loans, Bridging Loans, Second Mortgages, Caveat Loans, Line Of Credits, Mezzanine Lending, Short Term Finance, Joint Venture Development Funding, Construction Loans, Capital & Equity Loans, Vacant Land Funding, Rural & Farm Finance, Mortgage Refinancing, Specialised Property Loans.

 

Do you need a loan quickly?

Are you asset rich but cash poor?

Do you have equity in property and still the bank won’t give you a line of credit?

Whatever the loan is for – We can help!

Guaranteed Approval – Applicant must have equity in real estate in Australia that can be offered as security.