No Financials? No Stress!
Applying for business or commercial finance without traditional financial documentation can be challenging — but it doesn’t need to be.
At Redilend, we specialise in business-purpose and commercial finance solutions that do not require financial statements, tax returns, BAS statements, payslips, bank statements or profit and loss statements.
Applications are assessed based on the available property security, the purpose of the finance and the relevant lender's criteria. We work with a broad network of banks, non-bank and private lenders to identify suitable commercial finance solutions.
Perfect for Business Owners
Being in business can mean income is variable and traditional lenders may not always recognise the full strength of your business or transaction.
Business owners should not be disadvantaged simply because they do not have traditional financial documents such as tax returns, BAS statements or business financials. Small businesses are the backbone of our economy, and we support eligible borrowers with business-purpose private mortgage and commercial finance solutions.
We assess applications using alternative commercial lending criteria, including the available security, the purpose of the finance and the overall transaction — without requiring traditional financial documents.
Levelling the Playing Field
Traditionally, specialist low-doc and no-financials lending has been designed for borrowers who may not fit standard bank lending criteria.
At Redilend, we are committed to helping eligible business and commercial borrowers access flexible finance without traditional financial documents. We identify suitable business-purpose mortgage and commercial finance solutions for business owners who do not fit standard mainstream lending criteria
Fast Business Finance
We know that time is money, so we keep the process as quick and straightforward as possible.
From the outset, we aim to tell you whether your business or commercial finance scenario is one we can assist with, so you are not left waiting unnecessarily.
If we cannot assist, we will tell you promptly. If your scenario falls within our lender network’s criteria, we will explain the available business-purpose finance options and the next steps.
High Approval Rates
Our flexible commercial lending criteria allow us to consider business finance scenarios that may not fit traditional lender requirements.
Flexible Loan Features
Our loan products come with flexible features tailored to eligible business and commercial borrowers.
Simple Qualification Process
Our assessment criteria is flexible so we assess each application on its merits.
Suitable for a Range of Applicants
Whether you’re self-employed, a contractor operating a business, a seasonal business operator or an established business owner, we can assist with suitable business-purpose finance solutions.