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Private Lenders

Fast private business loans and commercial finance

Fast Private Business Loan Approval

Fast Loan Approval with Private Lenders - Get Approved in Minutes

Private business loans and property-backed commercial finance provide a fast alternative when traditional lending criteria or bank timeframes do not suit your business needs.

Approval is available within minutes, with settlement possible within 24 hours depending on the transaction and settlement requirements.

Business-purpose caveat loans, second mortgages and other private lending solutions can be assessed using:

  • a copy of the security property council rates notice

  • a current mortgage statement, where applicable

  • 100 points of identification

  • details of the proposed business or commercial use of funds

No tax returns, BAS statements, business financial statements, payslips, credit checks or traditional serviceability documentation are required.

Private Lending Advantages

  No credit checks.
  No doc business finance.
  Specialist funding for complex business & property projects
  Fast access to property equity for business use.

  Private business loans from $25,000 to $10M
  Fast funding, with settlement available within 24 hours
  Impaired credit business loans.
  Access property equity without refinancing your existing 1st mortgage

Raise Business Capital With Private Finance

Many business owners know how difficult it can be to raise capital through traditional lenders, particularly when extensive financial documentation or standard lending criteria stand in the way.

Redilend provides property-backed private business finance for Australian businesses seeking fast access to capital. No tax returns, BAS statements, business financial statements, payslips or credit checks are required. Impaired credit is accepted.

Available property equity can be used to raise capital for approved business and commercial purposes, including working capital, business expansion, acquisitions, equipment purchases, business debt refinancing, ATO obligations and other legitimate commercial requirements.

Our private finance solutions also include equity release and capitalised-interest facilities, giving business owners greater flexibility when structuring short-term commercial funding.

Business Funding Solutions with Private Lenders - Quick and Flexible Loans

Property Investment & Acquisition Finance

Private Mortgages for Fast Property Loans - No Credit Checks or Financials

Redilend provides private business and commercial finance for property investors, developers, renovators, property flippers, companies and trusts purchasing or refinancing eligible real estate for approved investment, development or commercial purposes.

Finance can be used to acquire investment property, fund renovation-for-resale projects, purchase development sites, complete property improvements, refinance existing investment debt or secure time-sensitive real estate opportunities.

Eligible residential, commercial, rural or industrial property can be purchased or used as security, provided the finance is for an approved business, investment, development or commercial purpose.

Our streamlined private lending process is designed for property transactions where speed and flexibility matter, with fast assessment and private finance solutions tailored to the transaction.

Business Debt Consolidation & ATO Finance

Business debt and ATO tax obligations can place significant pressure on cash flow, particularly when multiple repayments or overdue liabilities need to be managed at the same time.

Redilend provides property-backed private business finance for Australian businesses looking to refinance existing business loans, consolidate commercial debts, pay ATO tax obligations or release capital to support ongoing operations.

No tax returns, BAS statements, business financial statements, payslips or credit checks are required. Impaired credit is accepted.

Available property equity can be used to consolidate eligible business debts into a new commercial finance facility, helping simplify repayments and improve business cash-flow management.

Business debt consolidation finance can be secured against eligible residential, commercial, rural or industrial property, provided the funds are used for approved business or commercial purposes.

Debt Consolidation Loans - Access Cash Fast with Private Lending Solutions

If you have eligible real estate available as security and need funding for business or commercial purposes, Redilend can help arrange fast, flexible private business finance.

Private Business Loans & Commercial Finance We Can Help With

Private Business Mortgages

Private business mortgages provide property-backed finance through specialist private and non-bank lenders rather than traditional bank lending channels. They are designed for eligible businesses requiring flexible commercial funding for approved business, investment, property development or other commercial purposes.

Eligible residential, commercial, rural or industrial real estate can be used as security.

Business-Purpose Caveat Loans

A business-purpose caveat loan provides fast, short-term access to available property equity for approved commercial funding requirements.

Rather than refinancing an existing first mortgage, security can be taken by way of a caveat over eligible real estate, subject to the lender's requirements and the existing security arrangements.

Caveat loans are commonly used for urgent business funding, working capital, ATO debt, commercial settlements, property development and other time-sensitive business purposes.

Business-Purpose Second Mortgages

A business-purpose second mortgage allows you to access available property equity without refinancing your existing first mortgage. The second mortgage is secured behind the existing first mortgage and provides fast access to capital for approved business and commercial purposes.

Funds can be used for working capital, business expansion, investment property projects, property development, business debt refinancing, ATO obligations and other approved commercial requirements.

Short-Term Bridging Finance

Bridging loans are short-term and help cover the gap when you need to buy a new property before your existing property has sold.

Redilend can assist homeowners, property investors, developers, businesses, companies and trusts with short-term bridging finance for eligible property transactions.

Funding can be used for residential property purchases, investment properties, commercial property, developments and other approved short-term property transactions.

Access Private Business Finance Today

Discover fast, flexible private lending for approved business and commercial purposes.

Get In Touch 

 1300 854 575

 OPERATING HOURS 

7am - 11pm AEST, 7 days

Our Offices

Level 29, 

Chifley Tower
​2 Chifley Square
Sydney NSW 2000
Ph: (02) 9687 6666

27/101 Collins Street
Melbourne VIC 3000
Ph: (03) 9070 8131

10 Eagle Street
Brisbane QLD 4000
Ph: (07) 3622 6438

28/140 St Georges Terrace

Perth WA 6000
Ph: (08) 6323 2973

2 Phillip Law Street
Canberra ACT 2601
Ph: (02) 9158 3896

6/111 Macquarie Street
Hobart TAS 7000
Ph: (03) 9070 8131

Levels 24 and 30,
Westpac House

91 King William Street
Adelaide SA 5000
Ph: (08) 6323 2973

Level 1, Paspalis Centrepoint
48 -50 Smith Street Mall
Darwin NT 0800 
Ph: (08) 6323 2973

Legal Disclaimer - Regulatory Compliance Statement: Redilend Australia is available exclusively to Australian Pty Ltd companies with a valid ACN ONLY. Lending is not offered to individuals or any NCCP regulated consumer purposes. Commercial Lending Activities We recommend that applicants seeking private finance obtain independent financial and legal advice before deciding what is best for their circumstances. We do not offer any personal loans or credit facilities that are regulated under the National Consumer Credit Protection Act 2009 (Cth). Our services are exclusively confined to business lending or the brokering of commercial credit or finance, predominantly for business or commercial purposes. 1. Introduction Redilend Australia ("we", "us", "our") operates www.redilend.com.au (the "Website") solely as a commercial and business finance broker, providing information, referral, and facilitation services exclusively for unregulated business and commercial financing Australia-wide. All "loans" or "financing" references are to facilities exempt from the National Consumer Credit Protection Act 2009 (Cth) ("NCCP Act") and National Credit Code. 2. Nature of Services and Licensing Status •We are a non-bank commercial referral service and do not hold (nor require) an Australian Financial Services Licence (AFSL) or Australian Credit Licence (ACL). •Activities do not constitute "financial services" (Corporations Act 2001 (Cth) s 766A) or "credit activities" (NCCP Act s 6). •Exempt per NCCP Act ss 6(1), 13 and NCCP Regulations reg 68 (with verified business purpose declaration). •We refer only to lenders holding ACL/AFSL or exempt under the Corporations Act (lending from own funds, no public schemes). •We provide no financial product advice, legal, tax, or other advice (ASIC RG 209 compliant). •Remuneration: We may receive commissions, brokerage, or fees from lenders/borrowers (disclosed as required). 3. Non-Consumer Credit Only Services are strictly limited to credit for business/commercial purposes (predominant use >50% per NCCP Act s5, NCCP Regulations reg 68). We do not provide/arrange/facilitate consumer, personal, domestic, or household credit. 4. Applicant Acknowledgment and Business Purpose Declaration By accessing the Website, submitting an enquiry/application, or using Services, you declare and warrant (under penalty of perjury): •Financing is exclusively for business/commercial purposes; not personal/domestic/household. •You have conducted due diligence confirming the NCCP exemption. •You obtained independent financial/legal/tax advice before proceeding. •Application was voluntary, free from duress/pressure by us. •All info provided is true/accurate/complete; false statements may breach Criminal Code Act 1995 (Cth) s 137.1 or Corporations Act s 1041G. •You instruct us to refer to licensed/exempt lenders. •We rely on your declarations for eligibility. •Your responsibility: Verify exemption; if doubt (e.g., mixed purpose), stop and seek advice. •Failure: May reclassify as regulated credit, exposing you to NCCP penalties. •You waive NCCP protections (no responsible lending/disclosures). •Short-term exemption (NCCP Reg 51): ≤62 days, single advance/repayment, fees ≤20% establishment + ≤4% monthly (max 2), business purpose verified. •Signed declaration (NCCP Reg 68 form) required as prima facie evidence (rebuttable only if we knew otherwise). 5. Information and Website Use •General information only; not tailored advice/always seek professional and legal advice before deciding what's best for you. •No warranties on accuracy/completeness/suitability. •Use at your risk; verify independently. •Strongly recommend: Independent professional advice before decisions. 6. Privacy and Consent •We comply with the Privacy Act 1988 (Cth) and Australian Privacy Principles. •By submitting info, you irrevocably consent to disclose (for credit assessment) to credit agencies/providers/guarantors/insurers/third parties. •Withdraw consent: customercare@redilend.com.au (does not affect prior disclosures). 7. Limitation of Liability To the maximum extent permitted by law (incl. Australian Consumer Law), we accept no liability (incl. negligence) for any loss/damage/cost/expense (direct/indirect/consequential) from: •Website/Services use/reliance. •Your decisions/applications. •Info inaccuracy/misuse. •Regulatory reclassification/claims. •Excludes death/injury/fraud (non-excludable). 8. Indemnity The Client indemnifies and holds harmless the Company, its directors, officers, employees, agents, and affiliates (the "Indemnified Parties") from and against all claims, losses, damages, liabilities, costs, and expenses (including legal fees on a full indemnity basis) arising from or in connection with: a)any breach by the Client of the representations, warranties, or declarations in this Agreement; b)any misuse of the Services or provision of false, misleading, or incomplete information by the Client; or c)any reclassification of the credit facility as regulated under the National Consumer Credit Protection Act 2009 (Cth) (NCCP Act) and any resulting consequences, including regulatory penalties or enforcement actions. This indemnity survives termination of this Agreement. 9. Dispute Resolution Any dispute arising out of or in connection with this Agreement shall first be addressed through good faith negotiations. The Client may contact the Company at: •Email: customercare@redilend.com.au •Phone: 1300 854 575 •Post: PO Box 3733, Parramatta NSW 2124 If unresolved within 30 days, the parties may escalate to mediation or, if necessary, legal proceedings. 10. Governing Law and Jurisdiction This Agreement is governed by the laws of New South Wales and the Commonwealth of Australia. The parties irrevocably submit to the non-exclusive jurisdiction of the courts of New South Wales and any courts competent to hear appeals therefrom. The parties confirm compliance with the Australian Consumer Law, NCCP Act, Corporations Act 2001 (Cth), ASIC Regulatory Guides 203 (debt collection) and 78 (tolerable collection practices), and Privacy Act 1988 (Cth). 11. Confirmation and Acceptance By accessing or using the Website or Services, the Client: a)confirms that any credit application or representation made in connection with finance broker services is for a business or commercial purpose, exempt from the NCCP Act pursuant to section 6 (1) thereof, and not for personal, domestic, or household purposes; b)acknowledges receipt of independent professional financial and legal advice confirming the exemption and suitability of the credit for the intended purpose; c)indemnifies the Company, its affiliates, and staff against all legal and financial liability arising from any misuse, dishonesty, or misleading information provided by the Client or borrower; d)verifies understanding of the serious legal consequences (including potential criminal penalties under the Corporations Act and ACL) of providing false or misleading information in a finance application, and confirms having obtained advice on such risks; e)acknowledges the Company's right to verify details, decline, or terminate any application, agreement, or offer at its discretion if contrary to declarations; and f)accepts all terms, fees, and conditions herein, including that fees are payable on demand and, if unpaid, may be referred to collections for recovery in accordance with applicable laws (including RG 96). g)The Client bears all risks and consequences of non-compliance. 12. 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