Credit-Impaired Finance & Mortgage Solutions
At Redilend, impaired credit does not automatically prevent you from obtaining business-purpose finance. We focus on the transaction, available security and commercial purpose rather than traditional financial documents such as tax returns, business financial statements or payslips.
We assist eligible self-employed borrowers, business owners and commercial property investors with impaired credit, inconsistent income or no traditional financial documents. Our lender network provides specialist business-purpose and commercial mortgage solutions for borrowers who do not fit standard bank lending criteria.
Simple Access to Bad Credit Loans
Simplified lending criteria
Loan terms from 3 months to 3 years
Alternative assessment options available
No financial statements, tax returns, BAS or payslips required
60-minute approval
Access Business Capital Through Property Equity
If you own Australian real estate, you can use eligible property as security for property-backed commercial finance for approved business, investment or commercial purposes.
No tax returns, BAS statements, business financial statements or payslips are required. We provide alternative commercial finance pathways for businesses seeking fast access to capital without traditional financial documentation.
All applications are assessed individually and remain subject to lender requirements, security position, eligibility criteria and approval.
Fallen Behind on Business Loan or Commercial Mortgage Repayments?
If your business is experiencing cash-flow pressure, overdue commercial loan repayments, ATO debt or other business liabilities, Redilend can assist with a business-purpose refinance or property-backed equity release solution.
Eligible borrowers can refinance business debt, consolidate commercial liabilities or access available property equity for approved business purposes, subject to lender criteria and approval
Flexible Lending Criteria
Our flexible commercial lending criteria allow us to consider business finance scenarios that do not fit traditional lender requirements.
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Private Mortgages up to 80% LVR
Borrow up to 80% of eligible property value, with rural property lending available up to 65% LVR.
Approved in Minutes
Our bad credit loans don’t require you to undertake a rigorous assessment process. With minimal information required, your loan can be approved within 60 minutes.
No Credit Checks
No credit checks are required for our business-purpose private lending facilities.