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2nd Mortgages

With your existing mortgage untouched, access finance quickly and easily

Second Mortgages in Australia - Access Property Equity Quickly with Fast Approval

Access Equity Without Refinancing Your First Mortgage

Maybe you’ve got a fixed-rate mortgage you don’t want to break, or perhaps you don’t have time to wait around for a refinance to settle. Whatever the reason for leaving your existing mortgage untouched, a Second Mortgage can easily and promptly be arranged without disturbing the initial mortgage — so you don’t need to worry about getting your first lender involved in the process. 

Second Mortgage Advantages

  No credit checks
  Bad credit loans
  Prompt access to equity in property

  Loan amounts from $25k up to $10mil
  Receive cash within 24 hours
  Access equity without having to refinance

Fast Finance Solution

Mortgages are prioritised according to which one was issued first. A Second Mortgage gets its name because it’s exactly that — a mortgage being arranged behind an existing first mortgage. 

 

The initial mortgage provider has the first legal claim over the security property, so the Second Mortgage can be easily established without disturbing the existing arrangement — and permission from the first lender isn’t needed!

 

Equity in the security property can be quickly and easily accessed by simply using a Second Mortgage. 

Access Equity Without Refinancing First Mortgage - Quick Second Mortgages
Fast Approval for Second Mortgages - Get Approved in Minutes with Simple Documents

Approval Within Minutes

Second Mortgages can be organised over the phone in minutes with just:

  • a copy of the security property council rates notice, 

  • a mortgage statement, 

  • and 100 points of identification. 

 

With no credit checks, financial documents, or drawn-out assessment process, you can access cash quickly and simply. 

Cost-effective Short Term Finance

When considering short term finance options, you might find that interest rates of unsecured loans or credit cards are excessively high. Second Mortgages are secured by real estate property, so they are a cost-effective option for short term finance. 

No Credit Check Loans

Our flexible lending criteria means we do not need to run a credit check. So if you’ve got a bad credit history, a Second Mortgage could be for you. If you’ve got equity built up in your property, we can help you access it quickly and easily. 

Pay Off/Consolidate Debt

If you find yourself with significant debt, you might have a hard time accessing finance from many lenders. As long as you have equity in real estate, we can help you access the funds you need to get out of debt, including ATO tax obligations. 

Business Capital on Demand

With a simple approval process, you can access capital for your business within 24 hours. Second Mortgages suit businesses of all shapes and sizes, and can even be used by start ups. 

Finance for a range of purposes

If you’re ready to access your equity,
we’re ready to help. 

Get In Touch 

 1300 854 575

 OPERATING HOURS 

7am - 11pm AEST, 7 days

Our Offices

Level 29, 

Chifley Tower
​2 Chifley Square
Sydney NSW 2000
Ph: (02) 9687 6666

27/101 Collins Street
Melbourne VIC 3000
Ph: (03) 9070 8131

10 Eagle Street
Brisbane QLD 4000
Ph: (07) 3622 6438

28/140 St Georges Terrace

Perth WA 6000
Ph: (08) 6323 2973

2 Phillip Law Street
Canberra ACT 2601
Ph: (02) 9158 3896

6/111 Macquarie Street
Hobart TAS 7000
Ph: (03) 9070 8131

Levels 24 and 30,
Westpac House

91 King William Street
Adelaide SA 5000
Ph: (08) 6323 2973

Level 1, Paspalis Centrepoint
48 -50 Smith Street Mall
Darwin NT 0800 
Ph: (08) 6323 2973

Important Disclaimer:  The information on this website is for general purposes only and should not be considered financial or legal advice. This site is a referral service only and is not to be relied upon as a formal source of financial or legal advice. We recommend seeking professional advice before making any decisions. The applicant/s declares that any credit being applied for is to be used for commercial or business purposes only and is to be predominantly used outside the National Consumer Credit Protection (NCCP) Act. The data an applicant/s submits may be shared with third-party credit providers for loan consideration.​ The applicant/s understands that any false or misleading information will be reported directly to the police, including rude, offensive or threatening behaviour. We are committed to respectful communication and will report any false information or inappropriate behavior to the authorities. Terms and Conditions apply.

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