Bad Credit Home Loans & Mortgage Solutions
At Redilend, your credit score is irrelevant. Rather than looking at your past, we focus on your future to provide a finance solution that isn’t built around documents like your tax returns, financial statements or credit history.
Our flexible finance solutions suit Australians from all walks of life. Whether you’re self-employed, have inconsistent income, don’t have the traditional financial documents, or just have a bad credit score, our bad credit loans could be the mortgage solution you need.
Simple Access to Bad Credit Loans
Simplified lending criteria
Loan terms from 3 months to 3 years
No credit checks
No tax returns
Cheapest rates guaranteed
Access Cash Through Equity Release
If you own Australian real estate, you probably qualify for our cash release loans. With your property as security, you can release up to 80% of the property value to use for any worthwhile purpose.
With no credit checks, financial statements or tax returns required, this is the easiest way to access cash when you need it fast.
Fallen behind on your home loan repayments? We can help
Sometimes life just gets in the way; we get it! If you’re having a hard time keeping up with your current mortgage repayments and other debt obligations, we’re here to make life easier for you.
Whatever the reason, be it health issues, divorce, family troubles, seasonal revenue, or any other unforeseen problem, we can help you get on top of your loan obligations. If your home loan repayments fall into arrears, you run the risk of having a default listed on your credit file — or worse, the lender could take your house from under you.
We help you refinance your home loan or access cash from your equity to get the bank off your back, and give you a bit of space to catch up.
Flexible Lending Criteria
Banks and traditional lenders have tightened their lending criteria recently, but we haven’t! If you’ve been knocked back by a bank, we may be able to help.
Private Mortgages up to 80% LVR
With a maximum loan-to-value ratio of 80%, you can borrow up to 80% of the property value.
Approved in Minutes
Our bad credit loans don’t require you to undertake a rigorous assessment process. With minimal information required, your loan can be approved within 60 minutes.
No Credit Checks
Our eligibility criteria are different to other lenders, so we can approve your loan application without checking your credit history.