Rural Mortgage Specialists
At Redilend, we specialise in funding the purchase or refinance of rural real estate of all types and sizes — and we’ve done so for over 20 years.
With a deep understanding of lending needs within the agricultural industry, we can assist a wide range of Australians, whether they are looking for a large land acquisition, a regional home, a hobby or lifestyle farm, or liquidity for their agribusiness.
We can underwrite specialist finance products suitable for almost all lending scenarios.
Rural Finance
Purchase of new land/real estate acreage
Refinance of existing rural properties
Equity access & line of credit
Emergency second mortgage cash out
Capital for business expansion
Cash flow assistance for drought stricken or flood affected farmers
Debt consolidation
Construction loans
Purchase or improve property
Hobby farm & lifestyle home loan mortgages
Cash for stock & trade purchase
All types of commercial agriculture mortgages
Rural Property Purchase or Refinance
Whether you’re looking to purchase a rural property or refinance an existing rural mortgage, you’ve come to the right place.
While many lenders charge higher fees and interest rates for rural mortgages, we are able to secure discounted rates using our rate-beat department. These discounts are available exclusively to our clients through Redilend’s long respected standing with our affiliated Banks and funders.
Here for You in Rain, Hail or Shine
Whether you’re experiencing a tough time or a smooth period, we’re here to help.
Our rural finance solutions are suitable for business or land acquisitions, cash flow for growth, purchasing stock, and any other positive business purpose you can think of. But they’re also useful for the tough times when you can’t pay your suppliers, ATO tax debts, defaults, or mortgage arrears.
Our finances can be approved without the need for tax returns or financials, and best of all, credit ratings are irrelevant.
We have a special respect for people living and trading on the land, and we do everything to help out during your time of need.
Dedicated Specialist Finance Manger
Each application we receive is allocated to a Specialist Finance Manager who understands the unique requirements applicable to rural, angry-lending, and income-producing commercial land loans.
Our finance managers have a combined 50 years of experience underwriting the needs of rural applicants.
Access Equity From Rural Real Estate
We also assist borrowers who own residential houses in regional locations right across Australia with commercial and business loans. If you’re looking to raise working capital to start up or expand a business, our Rural Mortgage solutions can help you tap into the equity tied up in your property.
Rural Mortgages can unlock cash for a range of purposes, including the purchase of new property, land, stock opportunities, or plant and equipment.
Regardless of what type of mortgage lending or commercial finance you need, as long as you have equity in real estate, we will always find a way to help.
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LVR up to 90%
Access loans of up to 90% of your property value.
Servicing regional areas across Australia
No matter which state or territory you're in, we can help.
No credit check loans
Finance to suit your needs regardless of your credit score.
Fast Rural Finance
Same-day approval means you can access cash fast.